We are convinced that crypto and digital currencies will globally disrupt the monopoly of states and banks in the market for currency transactions and thereby create open competition.

On our multi-currency platform, anyone can easily, securely, quickly and cost-effectively receive, acquire, store and utilise fiat, crypto and digital currencies in daily payment transactions.

With our future multi-currency platform, we will set the new digital standard for international payment transactions.

Our Values

We believe in our team.

We are building a strong team of self-motivated employees who are empowered to take responsibility in a collegial working environment.

We believe in our customers.

We listen carefully to our customers, because only by being responsive to their needs we can guarantee lasting success for us.

We believe in innovation.

We focus on the development of innovative high-end products. Our driving force is real added value for our customers.

We believe in results.

We achieve our goals quickly through simple solutions to complex problems.

We believe in continued development.

We continuously strive for improvement to get the best out of ourselves.

We believe in the creation of value.

We generate value to foster a sustainable and growing corporation that can withstand the complex challenges of a highly competitive industry and demanding markets.

Our Business Model

The Advanced Bitcoin Technologies AG has the goal to connect the worlds of fiat, crypto and digital currencies and to enable simple, secure, fast and cost-effective payment transactions for business and private customers. To this end, Advanced Bitcoin Technologies AG focusses on building an innovative multi-currency transaction platform. This multi-currency transaction platform will be the core, i.e. the backend, of the future product portfolio and will comprise the following four basic functionalities:

Receiving, exchanging, storing and sending international fiat, crypto and digital currencies. The two future products, i.e. the front ends, SecPay, the digital cash system for business customers, on the one hand, and smartwallet, the digital wallet for private customers, on the other hand, will be built on this platform. The platform will therefore offer significant synergy potentials, bundling the transaction volumes of the two future products and due to falling marginal costs resulting in positive economies of scale. In the this context, Advanced Bitcoin Technologies AG will earn future income through transaction fees as well as exchange rate differences, so-called spreads.
This multi-currency transaction platform is going to be realised by combining traditional means of payment with virtual, freely programmable currencies based on distributed ledger technology (DLT), which make payment transactions faster, cheaper and more secure compared to cash. The goal of Advanced Bitcoin Technologies AG is to benefit in the future from the significant growth potential of virtual currencies worldwide.

Management Board

Dr. Yassin Hankir
CEO / Chairman of the Management Board
Yassin Hankir is Crypto and FinTech entrepreneur and enthusiast by heart. He is founder and Chief Executive Officer of Advanced Bitcoin Technologies AG, savedroid AG, Co-Host of the Frankfurt FinTech Meetup, and also co-founded the robo-advisor Vaamo. Before becoming an entrepreneur, Yassin Hankir worked as strategy consultant at McKinsey & Company, Inc. During his consulting job his focus was on retail, affluent and private banking, especially growth strategies, product development and implementation, as well as marketing and distribution in Europe, the Middle East and Southeast Asia. Yassin completed his Master in Economics and Ph.D. in Finance at the Johann-Wolfgang- Goethe-University Frankfurt am Main.
Tobias Zander
CTO / Member of the Management Board
Tobias Zander is the founder and Chief Technology Officer of Advanced Bitcoin Technologies AG and savedroid AG, and specialises in software development and agile team management. Previously, he worked for four years as Chief Technology Officer at the e-commerce agency Sitewards and since 2007 as a freelance consultant. In each case, Tobias formed development teams that set standards in know-how, methods, training and quality assurance and still attract the best developers today. Tobias Zander inspires worldwide as a speaker, writes for various magazines and blogs and has published several specialist books.

Board of Supervisors

Dr. Thomas Feldkircher
Chairman of the Board of Supervisors
Lawyer and Consultant Dr. Thomas Feldkircher represents and advises national and international financial intermediaries as well as technology and industrial companies with a particular focus on the areas of FinTech, DLT, blockchain, digital & internet services and franchises. He focuses on corporate law, company and business law as well as banking and financial market law. Thomas specializes in advising in the areas of M&A, private equity / private debt, asset-based financing, financial market regulation, collective investment law and company-related capital market transactions. Due to his many years of specialized corporate and legal consulting work, he not only knows the entrepreneurial challenges of digitization, which arise in connection with corporate law and the constantly adapting regulatory conditions, but also has a far-reaching understanding of accounting. As an expert at the interface between regulation, corporate law and economics, Thomas supports the structuring of complex issues. He uses his experience, combined with a passion for logic and analytics, and a high level of abstraction to achieve simple and workable solutions for entrepreneurs that are in-line with business goals and regulatory requirements. Thomas has been consistently recognized by Legal 500 and others as a "Recommended Lawyer" in the field of banking and finance for several years. He regularly publishes on the focal points of his professional activity, speaks at international conferences, lectures at Swiss and Austrian universities and is a lecturer at the University of Liechtenstein.
Liutauras Varanavičius
Deputy Chairman of the Board of Supervisors
Entrepreneur and Manager Liutauras Varanavičius is an experienced businessman with proven expertise and track record in financial services industry, FinTech development, football, and business management. He implemented one of the biggest bank restructurings in Lithuania and founded ConnectPay, one of the most successful payments FinTechs. In football management Liutauras was President of the Lithuanian Football federation for 12 years and was the only Lithuanian ever to become an official member of the UEFA Executive Committee. He also served various positions in UEFA and FIFA. Liutauras is helping new startups as mentor in the areas of Business Development and Sales. Liutauras holds MBAs from Sciences Po in Paris, France and Vytautas Magnus University in Kaunas, Lithuania.
Kęstutis Gardžiulis
Board member
Entrepreneur and Manager Kęstutis Gardžiulis has more than 25 years of experience in the financial community and technology industry. He started his career in the forensic examination and worked with voice recognition technologies for law enforcement. Then he joined a bank and participated in launching one of the first online banking solutions in the Baltics and Northern Europe region. After a banking career he became a founder of online banking solutions company ETRONIKA and acted as CEO for 15 years and currently holds the Chief Innovation Officer position at the company. His company was among the first in the world in projects like the first commercial pilot of wireless PKI (mobile signature and ID) infrastructure which was launched in collaboration with well-known telcos and government, first Natural User Interface based banking prototype etc. He led his company to numerous international recognitions and awards. Currently Kęstutis is involved in Digital Banking, Intelligent Process Automation and Smart Retail projects and innovations. Kęstutis was a Vice President and Member of the Board at Lithuanian Association of ICT companies for 4 years. He acted as a Chairman of the Export Committee at the Association as well. Kęstutis has a deep knowledge in financial and smart retail technologies. He was and is an advisor in numerous blockchain related projects, and a member of jury in different international FinTech, SpaceTech, startup hackathons and competitions. Kęstutis is an active mentor and advisor in technology related programs, startup community, and participant of blockchain initiatives. He currently holds a Group Partnership Development Executive position at NRD Companies as well. His company ETRONIKA being a part of NRD Companies works on different GovTech, RegTech, FinTech projects around the world pursuing UN Sustainable Development goals. Kęstutis is an avid reader, interested in FinTech, GovTech, Blockchain, CBDC, science, technology and what the future holds. He believes that curiosity, out of the box thinking, interdisciplinary approach helps in developing new business models, products and drives companies to success. Kęstutis graduated Art High School and Quantum Electronics (laser physics) at Vilnius University.
Dr. Siegfried Herzog
Designated substitute Board member
Jurist and Entrepreneur Dr. Siegfried Herzog is a self-employed lawyer in Liechtenstein, who specialized in the fields of data protection law and compliance in the regulatory framework of the Liechtenstein financial market. Before getting self employed by setting up the compliance service provider CLL Compliance Labs LLC in 2019, Siegfried was a long-standing employee of Marxer & Partner Attorneys at Law with expertise in the fields of civil, corporate and foreign trust law. Since 2019 Siegfried has also advised Bittrex Global in the fields of regulatory compliance and data protection law. In the meanwhile, many other Virtual Asset Service Provider have been consulted by CLL and Siegfried since then on national but also regarding international compliance frameworks. Throughout his practical and theoretical commitment in the field of data protection law and financial market regulation in Liechtenstein, Siegfried gained sophisticated knowledge in developing processes that are compliant under Liechtenstein law while taking the economic needs of the affected organizations into account. He received his legal training as a trainee lawyer at a mid-sized Liechtenstein law firm. He studied law at the University of Vienna in Austria, where he obtained his master’s degree in law. In 2014 Siegfried completed a post graduate program in the field of banking and securities law at the University of Liechtenstein (LL.M.). Finally, he completed his doctoral degree in law in 2017. Today, Siegfried is renowned as a speaker for regulatory topics in Liechtenstein and teaches classes on compliance frameworks in the field of new technologies at the University of Liechtenstein.

Our milestones

The transformation of Advanced Bitcoin Technology AG:
From gamification in the world of savings to a multi-currency payment service provider
Founding of savedroid AG
Product demo Finovate Spring San Jose, USA
Closing of seed financing with Investitions- und Strukturbank Rheinland-Pfalz and business angel investors
Market launch savedroid - Save yourself happy!
Closing of growth financing with Investitions- und Strukturbank Rheinland-Pfalz and business angel investors
Closing of follow-up financing with business angel investors
Closing of savedroid ICO
Closing of growth financing with Investitions- und Strukturbank Rheinland-Pfalz and business angel investors
Market launch savedroid - save in cryptocurrency!
Foundation of Advanced Bitcoin Technologies AG
Listing on the Düsseldorf Stock Exchange (Allgemeiner Freiverkehr)
Contribution of savedroid AG to Advanced Bitcoin Technologies AG as a non cash capital increase
Closing of growth financing with Investitions- und Strukturbank Rheinland-Pfalz and new supervisory board members
Strategic realignment as multi-currency transaction platform and termination of savedroid - Save yourself happy!
Advanced Bitcoin Technologies AG: Financial Market Authority Liechtenstein registers savedroid FL GmbH as TT Exchange Service Provider
Market launch
twest app
March 2022
First growth portfolio investments
August 2022
First investment in blockchain and digital assets startup: participation in Tradelite Solutions GmbH
November 2022
Launch SecPay – accept Bitcoin, receive Euro