We are convinced that crypto and digital currencies will globally disrupt the monopoly of states and banks in the market for currency transactions and thereby create open competition.

On our multi-currency platform, anyone can easily, securely, quickly and cost-effectively receive, acquire, store and utilise fiat, crypto and digital currencies in daily payment transactions.

With our future multi-currency platform, we will set the new digital standard for international payment transactions.

Our Values

We believe in our team.

We are building a strong team of self-motivated employees who are empowered to take responsibility in a collegial working environment.

We believe in our customers.

We listen carefully to our customers, because only by being responsive to their needs we can guarantee lasting success for us.

We believe in innovation.

We focus on the development of innovative high-end products. Our driving force is real added value for our customers.

We believe in results.

We achieve our goals quickly through simple solutions to complex problems.

We believe in continued development.

We continuously strive for improvement to get the best out of ourselves.

We believe in the creation of value.

We generate value to foster a sustainable and growing corporation that can withstand the complex challenges of a highly competitive industry and demanding markets.

Our Business Model

The Advanced Bitcoin Technologies AG has the goal to connect the worlds of fiat, crypto and digital currencies and to enable simple, secure, fast and cost-effective payment transactions for business and private customers. To this end, Advanced Bitcoin Technologies AG focusses on building an innovative multi-currency transaction platform. This multi-currency transaction platform will be the core, i.e. the backend, of the future product portfolio and will comprise the following four basic functionalities:

Receiving, exchanging, storing and sending international fiat, crypto and digital currencies. The two future products, i.e. the front ends, SecPay, the digital cash system for business customers, on the one hand, and smartwallet, the digital wallet for private customers, on the other hand, will be built on this platform. The platform will therefore offer significant synergy potentials, bundling the transaction volumes of the two future products and due to falling marginal costs resulting in positive economies of scale. In the this context, Advanced Bitcoin Technologies AG will earn future income through transaction fees as well as exchange rate differences, so-called spreads.
This multi-currency transaction platform is going to be realised by combining traditional means of payment with virtual, freely programmable currencies based on distributed ledger technology (DLT), which make payment transactions faster, cheaper and more secure compared to cash. The goal of Advanced Bitcoin Technologies AG is to benefit in the future from the significant growth potential of virtual currencies worldwide.

Management Board

Dr. Yassin Hankir
CEO / Chairman of the Management Board
Yassin Hankir is Crypto and FinTech entrepreneur and enthusiast by heart. He is founder and Chief Executive Officer of Advanced Bitcoin Technologies AG, savedroid AG, Co-Host of the Frankfurt FinTech Meetup, and also co-founded the robo-advisor Vaamo. Before becoming an entrepreneur, Yassin Hankir worked as strategy consultant at McKinsey & Company, Inc. During his consulting job his focus was on retail, affluent and private banking, especially growth strategies, product development and implementation, as well as marketing and distribution in Europe, the Middle East and Southeast Asia. Yassin completed his Master in Economics and Ph.D. in Finance at the Johann-Wolfgang- Goethe-University Frankfurt am Main.
Tobias Zander
CTO / Member of the Management Board
Tobias Zander is the founder and Chief Technology Officer of Advanced Bitcoin Technologies AG and savedroid AG, and specialises in software development and agile team management. Previously, he worked for four years as Chief Technology Officer at the e-commerce agency Sitewards and since 2007 as a freelance consultant. In each case, Tobias formed development teams that set standards in know-how, methods, training and quality assurance and still attract the best developers today. Tobias Zander inspires worldwide as a speaker, writes for various magazines and blogs and has published several specialist books.

Board of Supervisors

Frank Schwab
Chairman of the Board of Supervisors
Strategy Advisor and Board Member Frank Schwab is a strategy adviser to international financial institutions and a keynote speaker on related topics. He has been working at the interfaces between banking, technology, and innovation for more than 30 years. Frank is co-founder of the Frankfurt FinTech Forum, Member of the Board of Directors of Gulf International Bank, Bahrain, Member of the Risk Advisory Board of PayU, Amsterdam, Member of the Supervisory Board of Addiko Bank, Vienna, and Advisory Member of the Blockchain NFT startup My Football Space, Frankfurt. As early as 2000, Frank was responsible for the implementation of eCash and the Yahoo! Deutsche Bank 24 credit card. Since 2013, he has been intensively involved with cryptocurrencies. Prior to that, he was CEO of Fidor Solutions (Fidor.com), CEO of GIZS GmbH (paydirekt / Sparkasse), Chairman of Hufsy, Copenhagen, and Member of the Technology Advisory Board of Sberbank Technology, Moscow. Before that, he spent 20 years at Deutsche Bank. He served as Lead Architect for Retail Banking, Head of Online Banking and amongst other things led a global innovation initiative. He also set up the first German laboratory for IT in banking. Frank is a pioneer in digital banking and has won three European awards for new online banking, mobile banking and touch point banking in Q110 - The Deutsche Bank of the Future. He has taught "Creativity and Innovation Management" at Mannheim Business School and "Information Management in Finance & Insurance" at Wiesbaden Business School.
Thomas Rüdesheim
Deputy Chairman of the Board of Supervisors
IT-Expert and Manager Thomas Rüdesheim brings to the table more than 25 years’ experience in the financial services sector. Since 2002 he held various senior management positions such as Chief Information Officer and Member of the Executive Management Team of Deutsche Bank PBC in Poland, regional Chief Information Officer for Allianz in CEE and MENA, Chief Information Officer and Member of the Senior Management Team at Allianz Australia & New Zealand. His strong technology background is blended with in-depth knowledge in Banking and Insurance as he had been for many years, asides his role as a CIO, responsible for Banking & Payment Operations or Customer Service and Claims Operations in Insurance. From 2007 onwards he had overseen the implementation of the complete application and infrastructure stack for the greenfield Allianz Bank in Poland. His passion is in the area of large-scale digital transformations and the decommissioning of legacy systems to deliver unparalleled value for the end customer. His ambition to be faster and better than competitors drove him to implement first multi-language online banking solution in Poland as well one of the first online platforms for the sales of insurance solutions in Poland. During his time in Australia, he did not only drive the implementation of a multi-million-dollar program portfolio to boost business capabilities but also developed a holistic transformation roadmap to overhaul the Information Technology landscape. His entrepreneurial skills drove him to implement, as the first Australian financial services provider, a core system for a new business line to 100% in the cloud and to obtain regulatory approval. He is enthusiastic in driving diversity and inclusion as well talent development sharing his strong international experience.
Kęstutis Gardžiulis
Board member
Entrepreneur and Manager Kęstutis Gardžiulis has more than 25 years of experience in the financial community and technology industry. He started his career in the forensic examination and worked with voice recognition technologies for law enforcement. Then he joined a bank and participated in launching one of the first online banking solutions in the Baltics and Northern Europe region. After a banking career he became a founder of online banking solutions company ETRONIKA and acted as CEO for 15 years and currently holds the Chief Innovation Officer position at the company. His company was among the first in the world in projects like the first commercial pilot of wireless PKI (mobile signature and ID) infrastructure which was launched in collaboration with well-known telcos and government, first Natural User Interface based banking prototype etc. He led his company to numerous international recognitions and awards. Currently Kęstutis is involved in Digital Banking, Intelligent Process Automation and Smart Retail projects and innovations. Kęstutis was a Vice President and Member of the Board at Lithuanian Association of ICT companies for 4 years. He acted as a Chairman of the Export Committee at the Association as well. Kęstutis has a deep knowledge in financial and smart retail technologies. He was and is an advisor in numerous blockchain related projects, and a member of jury in different international FinTech, SpaceTech, startup hackathons and competitions. Kęstutis is an active mentor and advisor in technology related programs, startup community, and participant of blockchain initiatives. He currently holds a Group Partnership Development Executive position at NRD Companies as well. His company ETRONIKA being a part of NRD Companies works on different GovTech, RegTech, FinTech projects around the world pursuing UN Sustainable Development goals. Kęstutis is an avid reader, interested in FinTech, GovTech, Blockchain, CBDC, science, technology and what the future holds. He believes that curiosity, out of the box thinking, interdisciplinary approach helps in developing new business models, products and drives companies to success. Kęstutis graduated Art High School and Quantum Electronics (laser physics) at Vilnius University.

Our milestones

The transformation of Advanced Bitcoin Technology AG:
From gamification in the world of savings to a multi-currency payment service provider
Founding of savedroid AG
Product demo Finovate Spring San Jose, USA
Closing of seed financing with Investitions- und Strukturbank Rheinland-Pfalz and business angel investors
Market launch savedroid - Save yourself happy!
Closing of growth financing with Investitions- und Strukturbank Rheinland-Pfalz and business angel investors
Closing of follow-up financing with business angel investors
Closing of savedroid ICO
Closing of growth financing with Investitions- und Strukturbank Rheinland-Pfalz and business angel investors
Market launch savedroid - save in cryptocurrency!
Foundation of Advanced Bitcoin Technologies AG
Listing on the Düsseldorf Stock Exchange (Allgemeiner Freiverkehr)
Contribution of savedroid AG to Advanced Bitcoin Technologies AG as a non cash capital increase
Closing of growth financing with Investitions- und Strukturbank Rheinland-Pfalz and new supervisory board members
Strategic realignment as multi-currency transaction platform and termination of savedroid - Save yourself happy!
Advanced Bitcoin Technologies AG: Financial Market Authority Liechtenstein registers savedroid FL GmbH as TT Exchange Service Provider
Market launch
twest app
March 2022
First growth portfolio investments
August 2022
First investment in blockchain and digital assets startup: participation in Tradelite Solutions GmbH
November 2022
Launch SecPay – accept Bitcoin, receive Euro